These Terms and Conditions (Terms) apply to VISA Card holders (as defined hereinafter) participating in the Offer (defined below) and agree to be bound by them. These Terms govern the specified Gift Vouchers provided by GyFTR. Participation in this offer is voluntary. By participating, any Customer (defined below) is deemed to have read, understood, and accepted these Terms and Conditions. These Terms are additional to and not in conflict with other applicable terms and conditions of any account or Gift Vouchers offered by GyFTR and/or any other terms specified by the VISA cards.