Grocery shopping is inevitable. However, we are often carried away with what we want, more than what we need and ignore or forget about saving that extra money. But remember, a penny saved is a penny earned, so why not save that extra?
Let us introduce you to HDFC SmartBuy where you can avail to special offers like 10X Reward Points on selected credit cards like INFINIA, DINERS CLUB, and REGALIA which are applicable at top brands gift vouchers like Amazon, Big Bazar, Big Basket, More, Spencer’s, etc. And even if you don’t own these selected credit cards, you can still get 5% Cashback on other HDFC Bank Debit and Credit Cards on eligible transactions. Get access to these reward points and cash back in addition to the offers rendered by these shopping brands.
HACK #1 Avoid Overspending- List What You Need
You see a new product launch or something that is sold at a huge discounted rate, you are sure to get tempted big time. Just drag yourself away from it, stick to your actual requirements and refrain from overspending.
There are a lot of offers on basic groceries like salt, cereals, cooking oil, etc. at Amazon Pantry under 99 offer, flat 50% off and combo offers. You can save extra on this existing sale & can cut down on grocery bill by directly paying by Amazon gift voucher. Buy Amazon gift vouchers, which will be directly added to your Amazon Pay and there you go, shop your favourite items and get the 10X Reward Points and 5% cashback using HDFC SmartBuy.
HACK #2 Grocery Shopping on Weekdays
It’s more convenient to shop when there is less crowd. Monday to Thursday are all great days to shop, as long as you go early or midday. Avoid the rush and shop on weekdays which can also get you special offers at Big Bazar like Food Bazar Wednesday offer where you get up to Rs.150 discount on products like olive oil, Basmati Rice, Schezwan Chutney, Biscuits & more.
Use Big Bazar voucher from HDFC SmartBuy to cut down on grocery bill, applicable on sale and get CCD gift voucher worth Rs.100 free. Also, on purchase of voucher get 10x rewards points on selected credit cards or get 5% cashback using other debit/credit cards.
HACK#3 Doorstep Grocery Delivery
Opt for online shopping and get your items delivered at your doorsteps in case you feel lazy or don’t have time for store shopping. Also, you are more likely to get tempted for extra things when you visit the store. You can shop categorically too just by sitting rather moving from aisle to aisle.
Log in to your favourite grocery shopping site and look for the best deals and sales. You can further apply the 10X Reward points and 5% cashback on eligible transactions.
HACK#4 Access to Loyalty Programmes for Stockpiling
You can make the best of stockpiling with certain kinds of loyalty programmes popping up. Check out for the best deals and offers at your favourite store or shopping site to save on grocery bill. You can go for the Grofers Housefull Sale which is live from the 1st to the 7th of every month, valid till 31st Dec’19. The offer is available on grocery and daily use household products and you can save up to 60% through a direct discount on MRP. During the Housefull Sale, if you pay for the order (minimum order value of Rs.1500 or above) with an HDFC Bank credit/debit card, you will get an instant discount of Rs.250.
A similar offer is available on Big Basket for bbStar users and Rs.225 instant discount on a minimum purchase of Rs.1500 and above. The offer is valid between 6th to 10th November 2019.
And for all the hacks mentioned above, all it takes is to plan your grocery budget and get the best benefit of the on-going HDFC SmartBuy offer! Keep saving on grocery bill with HDFC SmartBuy.