If you’re one of the many SBI Debit and Credit Card users, then you must know about the reward points you earn on everyday transactions. But using them is a whole different story. But with the YONO SBI App (You Only Need One), you can easily redeem your SBI reward Points without any hassle. Doesn’t matter if you’re planning to shop, gift, or book travel; with the YONO SBI App, you can easily redeem your Reward Points with a few taps.
Still confused about how to redeem SBI reward points in YONO? Don’t worry, this guide will show you how to do so. We also have a smart savings tip for you – earning E-coins by purchasing brand vouchers from the YONO SBI Instant Voucher platform, powered by GyFTR. It’s instant, hassle-free, and extra rewarding.
Step-by-Step: How to Redeem SBI Credit Card Reward Points
Redeeming your reward points through YONO is user-friendly and secure. Just follow the following steps:
- Open the SBI app and log in with your credentials
- Go to the ‘Shop & Order’ section
- Tap on ‘Rewards’
- Check your available reward point balance
- Browse the rewards catalogue (vouchers, electronics, travel, etc.)
- Select your desired item
- Confirm redemption and authenticate the transaction
Note: Reward redemptions are available only for eligible SBI Credit and Debit Cards. A minimum points balance may be required for specific redemptions.
What Can You Redeem SBI Points For?
SBI’s reward program allows redemptions across multiple categories, depending on your card type:
- Gift Vouchers: Choose from Amazon, Flipkart, Shoppers Stop, BigBasket, and many more top brands
- Merchandise: Mobile accessories, headphones, kitchen gadgets, home décor, and more
- Travel Bookings: Book flights, hotels, and holiday packages
- Subscriptions & Utilities: Get access to select entertainment and bill payment services (card-specific)
The availability of redemptions may vary between SBI Credit Card and SBI Debit Card holders. Make sure to check the catalogue within the YONO App for updated offerings.
How to Earn E-Coins via YONO SBI Voucher Purchases (Powered by GyFTR)
If you’re not redeeming reward points right away, that doesn’t stop you from saving a little extra. You can still earn E-Coins by shopping through the YONO SBI Instant Voucher platform, powered by GyFTR. Here’s how to do it:
How It Works:
- Visit the YONO SBI Instant Vouchers section
- Browse over 200 top brands like Amazon, Swiggy, Domino’s, Shoppers Stop, and Pantaloons
- Select your preferred voucher and denomination
- Pay using SBI Debit Card or NetBanking
- Get your voucher instantly via SMS/email
- Earn up to 5% back as E-Coins, which are automatically credited to your GyFTR E-Coin wallet
These E-Coins can be redeemed later to score additional discounts on future Voucher purchases—effectively rewarding you every time you shop.
Tip: Combine E-Coin earnings with ongoing discounts on Vouchers to double your savings.
Tips to Maximize SBI Rewards & E-Coins
- Regularly check your reward points balance in the YONO app
- Use Gift Vouchers from YONO SBI for all your gifting and shopping needs
- Prefer high-denomination voucher purchases to earn more E-Coins at once
- Watch out for promotional campaigns that offer bonus E-Coins or limited-time redemption offers
- Redeem your reward points before they expire. Keep a track of expiry dates to avoid losing unused points.
FAQs – SBI Credit Card Reward Points
Can I redeem SBI Credit Card points in the YONO app?
Yes, the YONO app allows eligible SBI Credit Card users to redeem their accumulated reward points for vouchers, merchandise, and more.
Are reward redemptions available for all SBI cards?
Redemption is available for most SBI Credit and select Debit Cards. Eligibility depends on the card variant and type.
What is the minimum point balance required for redemption?
Minimum balance requirements vary by reward. Some items may require at least 500–1,000 points for redemption.
Can I redeem SBI Debit Card reward points?
Yes, some SBI Debit Cards offer reward points that can be redeemed via their app, subject to card-specific eligibility.
How can I earn E-Coins in YONO?
You can earn E-Coins by purchasing brand vouchers from the YONO SBI platform using your SBI Debit and Credit Cards or NetBanking.
Do E-Coins expire?
Yes, E-Coins typically have a validity period. You can check the expiry date in your GyFTR E-Coin wallet.
Can I combine E-Coins and card payment?
Yes, you can use E-Coins to get a discount and pay the remaining balance via card or NetBanking.
Where can I use the Vouchers purchased from YONO SBI?
Vouchers can be redeemed on the respective brand’s official app or website, and sometimes in-store, depending on the brand’s terms & conditions.
How soon are E-Coins credited after purchase?
E-Coins are usually credited instantly or within a few minutes of a successful voucher purchase.
Can I track my E-Coin balance in the GyFTR wallet?
Yes, you can log into your GyFTR E-Coin wallet using your registered mobile number to view your balance and transaction history.
Conclusion: Simple Redemptions, Smarter Rewards
Redeeming your SBI reward points has never been easier with the YONO SBI App. It is quick, convenient, and rewarding. From gift vouchers to gadgets, you have endless options, right at your fingertips. And if you’re looking to save more on your daily or festive purchases, don’t forget to explore the YONO SBI Instant Voucher section powered by GyFTR, where every transaction earns you E-Coins for even smarter savings.
