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Offer Details

SmartBuy brings to you assured Savings on Groceries, Home needs & Furniture brands

Offer Details on your HDFC Bank Credit & Debit Cards valid from 26th to 30th Jun’22.



Instant Vouchers

  • Up to 15% Instant Discount on Instant Vouchers of #Select Brands
  • Additional platform benefit of
  • 5% Cashback on all HDFC Bank Credit / Debit / Prepaid Card (except HDFC Bank Infinia, Diners Black, Diners Privilege and Regalia Credit Cards)
  • 5x Reward Points on HDFC Bank Infinia, Diners Privilege and Regalia Credit Cards
  • 3x Reward Points on HDFC Bank Diners Black
  • Date of Offer: Valid from 26th to 30th Jun’22.


#Select Brands – List of Select Brands shared below:

Brands valid from 26th to 30th Jun’22.

Instant Discount

Big Basket

Flat 1.5%


Promo Code


Promo Code

Spencer's Retail

Up to 2%

Home Centre

Flat 2.5%

Home Centre (Online)

Flat 1.5%


Flat 15%


Flat 1.5%

Reliance Smart

Promo Code

Reliance Smart Point

Promo Code


Up to 4%


Up to 7.5%


How to avail

Instant Vouchers:

  1. Go to HDFC Bank SmartBuy page and select Instant Vouchers section.
  2. Sign-in / Sign-up (Same registration of SmartBuy cannot be used. A new registration is required).
  3. Select your brand, denominations and quantity and add them to your cart to maximise your savings.
  4. On the Cart Page, click on “Buy Now”.
  5. A savings pop-up will show you your total savings. Click on “Proceed”.
  6. You will be redirected to Payment Gateway Page. Use your HDFC Bank Credit / Debit Card / PayZapp to make the payment.
  7. That’s it! The Gift Vouchers will be sent to you instantly.
  8. In case a Promo Code is used by the customer and the transaction failed, the customer can again avail the offer after 15 minutes (in case Offer is not availed already).
  9. In case of any queries or clarifications, kindly write to help.hdfc@gyftr.com or reach out at 18001033313.

General Terms & Conditions:

  1. All the Gift Vouchers are valid for a minimum of 3 months depending upon the Brand. The exact expiry date of the Gift Vouchers will be mentioned on the Voucher E-Mail and SMS.
  2. Kindly use your Gift Voucher within the due date. Gift Vouchers once expired cannot be revalidated.
  3. All the respective T&Cs of the brands apply. Please visit the “TERMS & CONDITIONS” on each brand page for detailed Brand T&Cs.
  4. We wish that the program adds delight to all the customer’s experience with HDFC Bank SmartBuy.
  5. For any help regarding your Instant Voucher, please reach out to us:
    • Chat with us via ChatBot
    • Share your queries at https://www.gyftr.com/instantvouchers/contact-us 
  6. SmartBuy Instant Vouchers allows only one card with one mobile number, refraining to which the customer’s card will be restricted for usage by the Payment Gateway on SmartBuy Instant Vouchers website. The restriction will be lifted only after the customer submits a valid Government Id Proof.
  7. A customer (a combination of registered mobile number and card number) can buy a maximum of INR 5000 worth of Amazon Pay Gift Cards in a calendar month. There will also be a Processing Fee of 2.5% + GST on all purchases of Amazon Pay Gift Cards.
  8. A customer (a combination of registered mobile number and card number) can buy a maximum of INR 10000 worth of Flipkart Gift Vouchers in a calendar month.

No Cost EMI Terms & Conditions:

  1. No Cost EMI is only applicable on select brands and denominations.
  2. The Bank will continue to charge the interest on the No Cost EMI plans as per the existing rates.
  3. However, the interest to be charged by the Bank will be passed on to you as an upfront discount.
  4. A Convenience or Processing fee of INR 99 + GST will be charged for all cards EMI transaction by HDFC Bank.
  5. The Voucher purchased using the No Cost EMI payment method will not be blocked / cancelled.

Steps on how to use SmartBuy Promo Code

  1. Kindly visit the linkhttps://www.gyftr.com/instantvouchers/how-to-use-promocode

Luxury Brand Vouchers

  1. Kindly visit the linkhttps://www.gyftr.com/instantvouchers/luxury