Want help with your Gift Vouchers?

Call @ 18001033313/ 7840089420


With HDFC Bank SmartBuy, spending is double the fun!

General Terms & Conditions:

  • All the Gift Vouchers are valid for a minimum of 3 months to 12 months depending on the Brand. The exact expiry date of the Gift Vouchers will be mentioned on the Voucher E-Mail and SMS
  • Kindly use your Gift Voucher within the due date. Gift Vouchers once expired cannot be revalidated
  • All the respective T&Cs of the brands apply. Please visit the “TERMS & CONDITIONS” on each brand page for detailed Brand T&Cs
  • We wish that the program adds delight to all the customer’s experience with HDFC Bank SmartBuy
  • For any help regarding your Instant Voucher, please reach out to us:

    - Call us at 18001033313
    - Share your queries at www.gyftr.com/hdfcsmartbuy/contact-us

No Cost EMI Terms & Conditions:

  • The No Cost EMI is only available select brands and denominations.
  • The Bank will continue to charge the interest on the No Cost EMI plans as per the existing rates.
  • However, the interest to be charged by the Bank will be passed on to you as an upfront discount.
  • A Convenience or Processing fee of INR 99 + GST will be charged for all cards EMI transaction by HDFC Bank.
  • The Voucher purchased using the No Cost EMI payment method will not be blocked / cancelled.


Buy Instant Gift Vouchers of 160+ Partner Brands and get Exclusive Offers and Discounts. Not only this, each customer would also get 10X Reward Points on Select Credit Cards and 5% Cashback on Credit, Debit and PayZapp Cards.

  • Get 10 times Reward points on HDFC Bank Infinia or Diners Card or Regalia Credit Card.
    or 5% Cashback on other HDFC Bank Credit Cards.
    or 5% Cashback on HDFC Bank Debit Card on transacting through Smartbuy.
  • Maximum Reward points that could be earned on Infinia Credit Card is 25000 per calendar month on your credit card.
    or Maximum Reward points that could be earned on Diners Black Credit card is 15000 per calendar month on your credit card.
    or Maximum Reward points that could be earned on other Diners variant or Regalia variant Credit card is 5000 per calendar month on your Credit Card.
    or Maximum Cashback that could be earned on using other HDFC Bank Credit Cards or Debit Cards is of Rs.1000/- per calendar month.
  • Reward points or Cashback will be posted within 90 working days from the last date of transaction month.
  • Eligible Cashback will be posted only in the customer's PayZapp Wallet. The mobile number registered on the respective card used (Credit / Debit Card) would be considered to verify PayZapp account number.